Terms of Service

1. Agreement to Terms

By accessing or using the website https://sc.capitaldf.com and services provided by Capital Direct Funding ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our Website or services.

Company Information:

Capital Direct Funding

100 N. Citrus St., Suite 530 West Covina, CA 91791

Phone: (626) 796-1680

DRE# 01885595 | NMLS# 1159831

2. Services Description

Capital Direct Funding provides private money lending services specializing in partnership and divorce property buyouts.

Our services include:

Property buyout financing

Short-term bridge loans

Property evaluation services

Financial consultation for buyout scenarios

3. Eligibility

To use our services, you must:

• Be at least 18 years of age

• Be legally capable of entering into binding contracts

• Have legal ownership or interest in the property

• Provide accurate and complete information

4. Application Process

Information Accuracy

You agree to:

• Provide true, accurate, current, and complete information

• Update information as necessary to maintain accuracy

• Not misrepresent your identity or property details

• Cooperate with verification processes

No Guarantee of Approval

Submitting an application does not guarantee:

• Loan approval

• Specific loan terms

• Funding timeline

• Any particular outcome

5. Use of Website

Acceptable Use

You may use our Website to:

• Learn about our services

• Submit funding applications

• Contact us with questions

• Access educational resources

Prohibited Use

You may not:

• Use the Website for illegal purposes

• Attempt to breach security measures

• Interfere with Website operations

• Harvest or collect user data

• Transmit viruses or malicious code

• Impersonate others

• Use automated systems without permission

6. Intellectual Property

Our Property

All content on the Website, including but not limited to:

Text, graphics, logosImages, audio, video Software and code Compilation of content is owned by Capital Direct Funding or its licensors and protected by intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes.

7. Financial Disclosures

Not Financial Advice

Information on our Website is for general informational purposes only and does not constitute:

Financial advice
Legal advice
Tax advice
Investment recommendations

Loan Terms

Interest rates: 8-12% annually (subject to change)

Loan terms vary based on individual circumstances

All loans subject to underwriting approval

Prepayment allowed without penalties

Terms disclosed in loan documents

Licensing

Capital Direct Funding operates under:

California DRE License #01885595 NMLS #1159831

All applicable state and federal regulations

8. Privacy and Data Protection

Your use of our Website is subject to our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our data practices as described in the Privacy Policy.

9. Communications

By providing your contact information, you consent to receive:

Communications about your application Responses to your inquiries Important service updates Marketing communications (with opt-out option)

10. Disclaimers

No Warranties

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING:

MERCHANT ABILITY FITNESS FOR A PARTICULAR PURPOSE NON-INFRINGEMENT ACCURACY OR COMPLETENESS

No Guarantee of Availability

We do not guarantee:

Uninterrupted access to the WebsiteError-free operation Security of transmitted information Accuracy of third-party content

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CAPITAL DIRECT FUNDING SHALL NOT BE LIABLE FOR:

INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES LOST PROFITS OR REVENUES LOSS OF DATA OR USE DAMAGES ARISING FROM YOUR USE OF THE WEBSITE OR SERVICES

OUR TOTAL LIABILITY SHALL NOT EXCEED $100 OR THE AMOUNT YOU PAID US IN THE PAST 12 MONTHS, WHICHEVER IS GREATER.

12. Indemnification

You agree to indemnify, defend, and hold harmless Capital Direct Funding, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from.

Your use of the Website or services Your violation of these Terms Your violation of any rights of another party Any inaccurate information you provide

13. Governing Law and Disputes

Governing Law

These Terms are governed by the laws of California, without regard to conflict of law principles.

Dispute Resolution

Any disputes shall be resolved through:

Good faith negotiationMediation in Los Angeles County, CaliforniaIf necessary, litigation in courts of Los Angeles County, California

Class Action Waiver

You waive any right to participate in class action lawsuits against Capital Direct Funding.

14. Modifications

To Terms

We may modify these Terms at any time. Changes become effective upon posting to the Website. Continued use after changes constitutes acceptance.

To Services

We reserve the right to:

Modify or discontinue services Change eligibility requirements Update fees or terms Restrict access to certain users

15. Termination

We may terminate or suspend your access to our Website and services:

For violation of these TermsFor fraudulent or illegal activityFor providing false informationAt our sole discretion with or without notice

16. General Provisions

Entire Agreement

These Terms constitute the entire agreement between you and Capital Direct Funding regarding the Website and services.

Severability

If any provision is found invalid or unenforceable, the remaining provisions shall continue in effect.

Waiver

Failure to enforce any right or provision does not constitute a waiver of such right or provision.

Assignment

You may not assign your rights under these Terms without our written consent.

17. Special Terms for California Residents

In compliance with California law:

Loan terms subject to California Finance Lender regulations Maximum loan amounts apply Specific disclosures provided with loan documentation Rights under California Consumer Privacy Act apply

18. Contact Information

For questions about these Terms of Service:

Capital Direct Funding
100 N. Citrus St., Suite 530
West Covina, CA 91791
Phone: (626) 796-1680

Francisco Williams, Broker
DRE# 01979442 | NMLS# 1858674