Turn Turndowns into Closings—Partner with California’s Fastest Private Lender.
Stop saying “sorry” to great borrowers.
Capital Direct Funding funds the hard‑to‑place residential & commercial deals banks can’t—so you keep every relationship, earn full comp, and grow your pipeline.
48‑hour term sheet • Deal‑protection guarantee • Up to 2 pts broker comp
Family‑run since 2004 | Licensed CA DRE & NMLS | A+ BBB | $1B+ funded
OUR STORY
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Why We Exist for Brokers
Traditional lenders leave money—and relationships—on the table.
We saw brokers losing loyal clients to “decline” letters when a file didn’t fit an agency box. So we inverted the model:
Asset‑First Underwriting
Equity > FICO.
48‑Hour Answers
Not 48‑day Committees.
Broker‑First Culture
your client & your commission is yours..
Two decades later, hundreds of brokers rely on us to rescue deals, retain clients, and unlock new revenue streams—
all while we stay inside our circle of competence: private money on California property.
THE CAPITAL DIRECT BROKER ADVANTAGE
48‑Hour Term Sheet
Keep the borrower engaged
and the deal alive.
Up to 2 Points, Paid at COE
Full, written comp protection; no hidden clawbacks.
Creative Structures
Probate, title issues, foreign nationals, mixed‑use, construction, bridge‑to‑perm.
“Broker of Record” Guarantee
We will not cross‑sell or solicit your client—ever.
High LTV on Strong Collateral
Up to 75 % LTV; residential 1–4, multifamily, retail, industrial, special‑use.
White‑Label Collateral
Co‑branded term sheets, flyers, and email templates—your logo first.
Compliance Covered
RESPA‑safe referral agreements; licensed in CA; audited docs.
HOW THE PARTNERSHIP WORKS
3‑Step Playbook
Submit Scenario
(5 min)
Online form or call the deal desk—no cost, no doc dump required.
Receive 48‑Hour
Term Sheet
We price, structure, and email a co‑branded term sheet. You present; we stay invisible.
Close &
Collect
Docs in escrow within 7–10 days. Your commission wired within 48 hrs of recording.
Broker‑First Pledge: Your client. Your deal. Your payday. Guaranteed.
BROKER SUCCESS STORIES
"Agency turn‑down on a probate four‑plex—CDF funded at 70 % LTV in nine days. I kept the client and earned 2 pts."
Lisa M.
Mortgage Broker, San Diego
"Retail strip under contract with a 14‑day close. Bank bailed last minute. CDF bridged $3.2 M in a week and saved my reputation."
Raj P.
CRE Banker, Los Angeles
"They never call my borrowers directly. Zero competition, pure partnership."
Carlos R.
Mortgage Advisor, Oakland
LIMITED‑TIME OFFER
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Get Your Free “Deal Rescue Toolkit” + Personal Scenario Review
What's Inside
✔️ Rate & LTV matrices (res + CRE)
✔️ Probate & foreclosure cheat‑sheet
✔️ Co‑branded flyer templates
✔️ Compliance‑ready referral agreement
Toolkit & one‑on‑one review available to the first 25 brokers who book this month.
Broker FAQs
How much can I earn?
Up to 2 points on funded loan amount, paid at COE. Jumbo deals negotiable.
Do you work directly with my borrower?
No. We’re invisible unless you invite us to a call. All docs flow through you; you remain the face.
Credit/FICO minimums?
None. We lend on equity, asset quality, and exit strategy.
Which properties qualify?
CA residential 1–4, multifamily (5+), retail, industrial, mixed‑use, land with strong exit, and ground‑up ADU.
How fast can we fund?
As little as 7 days after term‑sheet acceptance; average 10–14 days.
Are referral agreements RESPA‑compliant?
Yes—comp only to licensed parties; paid broker‑to‑broker through escrow.
Ready to Turn Dead Deals into Dollars?
Submit your first scenario today and receive your Deal‑Rescue Toolkit.
