Earn 8–10% Passive Returns Secured by Real Estate
Capital Direct Funding Inc. is a family-run California private lender with over $200M+ deployed across 500+ deals. We offer accredited investors 8–10% annual returns paid monthly through asset-backed trust deed investments, with a minimum investment of just $50,000.
Why Trust Deed Investing?
High Annual Yields
Earn 8%–10% annual returns (paid out monthly), far above typical stock or bond yields. Enjoy consistent income every month deposited directly to you.
Asset-Backed Security
Every loan is secured by a tangible real estate asset. Unlike stocks or unsecured notes, a trust deed investment is backed by property collateral, providing a real margin of safety.
Short Terms & Flexibility
Investments range from 6 to 24 months in duration. That means your capital isn't tied up for years – you can reinvest or cash out in as little as half a year.
Passive Monthly Income
Trust deed investing lets you earn passive income from real estate without being a landlord. You receive interest payments each month with no management hassles.
Diversification & Stability
Add a stable alternative investment to your portfolio. Trust deeds are not correlated to the stock market, providing diversification and protection in volatile times.
Lower Risk, Underwritten
We maintain a conservative loan-to-value (LTV) on all deals (typically ≤70% LTV on purchases, ≤65% on refinances). Your investment is secured in first position.
Two decades later, hundreds of brokers rely on us to rescue deals, retain clients, and unlock new revenue streams—
all while we stay inside our circle of competence: private money on California property.
How to Get Started in 3 Easy Steps
1. Select Your
Funding Account
Decide which funds you want to invest. We accept multiple account types – whether using cash, a self-directed IRA, trust or even business entities.
2. Submit Required Documents
We'll guide you through some simple paperwork to get started. This includes a brief investor questionnaire and a few compliance documents. Our team will provide a checklist.
3. Set Investment Preferences
Tell us what you're looking for – we'll confirm your target regions, preferred term length, and property type interests. Then fund your investment and start earning.
WHY CHOOSE CAPITAL DIRECT FUNDING?
✅ Proven Track Record
Over a decade in business with $200M+ capital portfolio and 500+ transactions completed
✅ Expertise You Can Trust
Co-founder Frank Williams has 30+ years in the industry and has helped secure hundreds of millions in financing.
✅ Consistent High Returns
Our investors typically earn between 8% and 10% annual interest – with payments sent out like clockwork every month.
✅ First-Position Security
Your money is secured by a first-position lien on the underlying real estate, giving you a senior claim on the property.
✅ Conservative Underwriting
We maintain strict lending criteria – typically no more than 70% loan-to-value on a property (often even lower).
✅ No Prepayment Penalties
If a loan is paid off ahead of schedule, you receive your principal back sooner, allowing you to redeploy into a new opportunity.
✅ Personalized Service
You'll have direct access to our principals for any questions. We know each investor by name.
✅ Exclusive Deal Flow
Our proprietary network gives us a steady pipeline of quality off-market lending opportunities.
✅ Licensed & Credible
CDF's principals hold a California Real Estate Broker license (DRE #XXXXX) and the prestigious CCIM commercial investment designation.
SUCCESS STORIES FROM OUR INVESTORS
Monterey, CA
Single-Family Refinance
Loan Amount: $385,000Here's some stuff
LTV: 49.7% (extremely low leverage)
Term: 1 year, interest-only
Annual Yield: 9.95%
Details: Rental property generating $4,500/month in income, with significant borrower equity.
Compton, CA
Single-Family Refinance
Loan Amount: $195,000
LTV: 55.7%
Term: 1 year, interest-only
Annual Yield: 9.95%
Details: Property value approximately $350K, far above the loan amount.
These case studies illustrate our focus on capital preservation: both loans had conservative LTVs and robust collateral, yet still delivered near-double-digit returns.
Trusted by Investors & Experts
"There are some great ways to invest in real estate — like first trust deeds. I look for ways to get maximum rewards in a secure environment — a first trust deed structured property can be perfect for this purpose."
~ Tony Robbins
New York Times bestselling finance author
"I invested $100,000 with Capital Direct Funding and have enjoyed steady 9% returns every month.
Their transparency and expertise make them a standout choice."
~ John D.
Accredited Investor
Broker FAQs
What is trust deed investing?
Trust deed investing means you act as the lender to real estate owners. You invest money into a real estate-backed loan, and in return you receive a deed of trust on the property. It's a way to invest in real estate without owning property.
Who can invest in these notes?
Our offerings are designed for accredited investors, including high-net-worth individuals, family offices, and institutional investors.
What is the minimum investment?
The minimum investment with CDF is $50,000. We set this low barrier to entry so that investors can start with a modest amount.
How is my investment secured?
Your funds are secured by a first-position trust deed on the underlying real estate, with loans up to ~65–70% of the property's value.
What returns can I expect, and how are payments made?
Investors typically earn between 8% to 10% annual interest on each note. Interest is paid monthly.
How long is the investment period?
Our trust deed investments are short-term by design – generally 6 to 24 months.
What if the borrower pays off the loan early?
You receive all accrued interest up to the payoff date, and your principal is returned early for reinvestment.
Are trust deed investments safe?
All investments carry risk, but we take extensive measures to safeguard your capital through stringent underwriting and low LTV ratios.
Contact Us
👤 Francisco Williams
🏢 Capital Direct Funding
100 N. Citrus St., Suite 530
West Covina, CA 91791
📞 (626) 796-1680
Ready to Invest?
It only takes a few minutes to take the first step toward 8–10% passive returns. Whether you're looking to diversify your portfolio, generate monthly income, or build wealth backed by real assets, Capital Direct Funding Inc. is your partner for reliable note investments.
No obligation – learn how trust deed investing can fit your goals.
California DRE Broker License #01885595. Capital Direct Funding Inc. – A Williams Company.
