Foreign National Financing | Capital Direct Funding

Finally, U.S. Real Estate Loans for Foreign Nationals

No U.S. Credit Score? No SSN? No Problem.
Get approved in 21 days with our specialized lending programs.

Licensed Broker DRE# 01885595
NMLS Certified NMLS# 1159831
1,200+ Clients Since 2009

Average approval time: 48 hours • No obligation • 100% Confidential

Tired of Being Rejected by Traditional Banks?

87%

of foreign nationals are rejected by traditional banks

$78K

average yearly appreciation you're missing in SoCal

0.5%

what your money earns sitting in the bank

$500M+
Funded
1,200+
Happy Clients
15+
Years Experience
21
Days Avg. Closing

Specialized Loan Programs for International Investors

Foreign National Loans

No U.S. credit or SSN required. Qualify with international income.

  • Up to 75% LTV
  • Loan amounts up to $5M
  • Purchase & Refinance

ITIN Loans

Perfect for non-citizens with an Individual Taxpayer ID Number.

  • As low as 20% down
  • Competitive rates
  • Build U.S. credit

DSCR Loans

Qualify based on property income, not personal income.

  • Investment properties
  • No income verification
  • Fast approvals

Asset-Based Loans

Use your global assets to qualify for U.S. property financing.

  • Bank statements accepted
  • Foreign assets OK
  • Flexible terms

International Investors Trust Capital Direct Funding

"Capital Direct Funding helped me purchase my first investment property in LA. They understood my situation as a foreign investor and made the process smooth."

Chen Wei

Shanghai, China

$1.2M Condo in Downtown LA

"After being rejected by 3 banks, Francisco and his team got me approved in just 3 weeks. Their expertise with international buyers is unmatched."

Maria Santos

São Paulo, Brazil

$850K Single Family in Pasadena

"Professional, fast, and they actually understand foreign national lending. Closed on my Orange County property in 21 days."

Ahmed Al-Rashid

Dubai, UAE

$2.3M Multi-Unit in Irvine

Get Pre-Approved in 48 Hours

Limited Availability: We can only process 5 new foreign national applications this month. 3 spots already taken.

Get My Pre-Approval Now

Your information is 100% secure and will never be shared

Your Path to U.S. Property Ownership

1

Submit Application

Quick online form, no SSN required

2 minutes
2

Document Review

We accept foreign bank statements & international credit

24-48 hours
3

Get Pre-Approved

Receive your approval letter and terms

48-72 hours
4

Find Your Property

Shop with confidence knowing your financing is secured

Your timeline
5

Close & Get Keys

Average closing in just 21 days

21 days

Common Questions from Foreign Investors

Do I need a U.S. credit score or Social Security Number?

No! We specialize in loans for foreign nationals without U.S. credit or SSN. We use alternative documentation like foreign bank statements and international credit reports.

What down payment is required?

Typically 20-30% down, depending on the loan program and property type. Some programs allow as low as 20% down.

Can I use foreign income to qualify?

Yes! We accept foreign employment income, rental income from overseas properties, and international bank statements.

How fast can I close?

Our average closing time is 21 days, much faster than traditional banks. We've closed some loans in as little as 14 days.

What types of properties can I buy?

Single-family homes, condos, multi-unit properties (2-4 units), and even commercial properties. Both investment and vacation homes are eligible.

Ready to Invest in U.S. Real Estate?

Don't let traditional banks stop you from building wealth through American real estate. Join 1,200+ international investors who've achieved their property goals with us.