No U.S. Credit Score? No SSN? No Problem.
Get approved in 21 days with our specialized lending programs.
Average approval time: 48 hours • No obligation • 100% Confidential
of foreign nationals are rejected by traditional banks
average yearly appreciation you're missing in SoCal
what your money earns sitting in the bank
No U.S. credit or SSN required. Qualify with international income.
Perfect for non-citizens with an Individual Taxpayer ID Number.
Qualify based on property income, not personal income.
Use your global assets to qualify for U.S. property financing.
"Capital Direct Funding helped me purchase my first investment property in LA. They understood my situation as a foreign investor and made the process smooth."
"After being rejected by 3 banks, Francisco and his team got me approved in just 3 weeks. Their expertise with international buyers is unmatched."
"Professional, fast, and they actually understand foreign national lending. Closed on my Orange County property in 21 days."
Limited Availability: We can only process 5 new foreign national applications this month. 3 spots already taken.
Your information is 100% secure and will never be shared
Quick online form, no SSN required
2 minutesWe accept foreign bank statements & international credit
24-48 hoursReceive your approval letter and terms
48-72 hoursShop with confidence knowing your financing is secured
Your timelineAverage closing in just 21 days
21 daysNo! We specialize in loans for foreign nationals without U.S. credit or SSN. We use alternative documentation like foreign bank statements and international credit reports.
Typically 20-30% down, depending on the loan program and property type. Some programs allow as low as 20% down.
Yes! We accept foreign employment income, rental income from overseas properties, and international bank statements.
Our average closing time is 21 days, much faster than traditional banks. We've closed some loans in as little as 14 days.
Single-family homes, condos, multi-unit properties (2-4 units), and even commercial properties. Both investment and vacation homes are eligible.
Don't let traditional banks stop you from building wealth through American real estate. Join 1,200+ international investors who've achieved their property goals with us.