Get your construction project funded in 5-10 days, not months. Up to 85% LTC with competitive rates for experienced developers in LA, Orange County, and the Inland Empire.
Traditional banks are too slow for today's competitive Southern California market
By the time banks approve your loan, the best opportunities are gone. In SoCal's fast market, speed wins deals.
Banks demand mountains of paperwork, credit committees, and rigid requirements that don't fit real-world construction projects.
Banks reject profitable projects due to inflexible underwriting criteria, even when the deals make perfect sense.
We understand that construction projects need speed and flexibility. That's why we've built a streamlined process that gets experienced developers funded quickly with competitive terms.
45-60+ days approval process
Extensive documentation, credit committees, rigid requirements
5-10 days to funding
Streamlined process, asset-based focus, experienced team
Tailored financing solutions for every type of ground-up construction project
Understanding the market conditions driving construction loan demand
Success in Southern California construction requires more than capital - it demands expertise. From navigating complex local regulations to managing volatile material costs, our deep market knowledge helps structure loans that account for the unique challenges of building in this dynamic region.
From application to funding in 5-10 days
Provide project details, plans, budget, and contractor information. Our team reviews within 24 hours.
We order the appraisal and review your project's feasibility, timeline, and financial projections.
Final underwriting and loan approval typically completed within 3-5 business days.
Sign loan documents and receive funding. Construction draws managed throughout the project.
Real feedback from successful construction projects we've funded
"Capital Direct funded our 8-unit apartment building in Long Beach when banks said no. The speed made all the difference - we closed the land purchase and started construction within 2 weeks. Francisco's team knows construction lending inside and out."
"I've been building custom homes in Orange County for 15 years. Capital Direct's draw process is the smoothest I've worked with. They understand construction timelines and don't create unnecessary delays with funding."
"We were facing cost overruns on a mixed-use project in Pasadena. Francisco's team worked with us to restructure the loan and get additional funding. Their flexibility saved our project and our reputation."
Don't let slow bank financing cost you deals. Get pre-approved for construction financing and be ready when the right opportunity comes along.
⚠️ Market Timing Matters: Material costs and labor availability fluctuate - proper financing timing can significantly impact project profitability
Need to speak with someone immediately? Call Francisco Williams: (626) 796-1680